Kitchen oven

We cover this, this and this.

Grandparents holding grandchildren
plans

Find a plan that works for you.

The best choice for your family that leaves you feeling stress free.

intro

Basic plan

Premium insurance for an individual.

  • Suited for bachelors
  • Hospital cover
  • Out patient for up to 100,000
  • Online claims
employees

Business plan

Cover your employees with our plan

  • Suited for businesses
  • Hospital cover
  • Out patient for up to 100,000
  • Online claims
Baby and toddler laying on a bad

Why choose our life insurance?

Cover for your whole family

Membership to healthclubs as become a lot more accessible thanks to Tutum rewards.

Fast response

Membership to healthclubs as become a lot more accessible thanks to Tutum rewards.

Medical bills guaranteed

Membership to healthclubs as become a lot more accessible thanks to Tutum rewards.

10% off healthclubs

Membership to healthclubs as become a lot more accessible thanks to Tutum rewards.

ANNUAL A/C AND
HEATER TUNE-UPS

Includes a comprehensive annual tune-up for your A/C in the Spring and heater in the Fall (service call fee required).
Must use ihw contractor, service call fee charged per unit

RE-KEY SERVICE

Includes re-key service for up to six key holes, including dead bolts (service call fee required).
Must use ihw contractor, service call fee charged per unit

Items covered by home warranty

New Construction

Years 1-3 or 2-4 = $800
+

Free Listing Coverage

Frequently asked questions

Here are some common questions we get. Hopefully these will answer all your questions, but if not, please reach out to us.

What is a home warranty?

An innovate home warranty is a contract that agrees to provide a homeowner with discounted repair and replacement services for items in the home that are considered covered and fail due to normal wear and tear

What’s covered?

Items available for coverage typically include: central air conditioning systems, central heating systems, kitchen appliances, clothes washer and dryer, plumbing system, electrical system, hot water heater.

Is everything covered under the warranty?

There are some items and services that are not available for coverage. Non-mechanical items such as windows, walls and doors, fireplaces are not covered. Innovate Home Warranty is not responsible for normal maintenance services such as replacing the filter in your furnace or periodically flushing the sediment build-up through your water heater. Failure to do these basic things will cause damage to your systems. If a system has not been maintained, innovate Home Warranty is not responsible for the repair. Improper installation and pre-existing conditions are also excluded.